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The William Palumbo Insurance Agency Inc. services individuals and families all over southeastern Massachusetts and Rhode Island. While we will work very hard to write your RI auto and want your business, the underwriting guidelines for RI Auto are subject to insurance company guidelines.

An automotive problem or accident can be one of life's least pleasant experiences. At Palumbo Insurance you will find more than 20 professionals ready to help you through and get you back on the road.

We consider every auto insurance policy to be a vote of confidence in our knowledge and expertise, and we take that trust very seriously. Let us show you how we have earned the trust of so many RI and Massachusetts drivers!

Also - Check Out These Discounts on Your Auto Insurance Coverage - You May Be Eligible!

Anti-theft

If you have an anti-theft device installed in your automobile you may be eligible to receive a discount of up to 35% of the premium on your comprehensive coverage.

Multiple Automobiles

You may be eligible for a 5% discount on Collision and Limited Collision sections of your automobile insurance coverage. The following criteria must be met to be eligible:

  • Have 2 or more cars insured by the same company (applicable if single or married).
  • No inexperienced operators listed on the insurance policy
  • The vehicles carry collision coverage
  • The vehicles are not used in business
Mileage

If your annual mileage is 5,000 miles or less you are eligible for a 10% discount on premiums paid on most every section of your insurance policy! If you drive 5,001 to 7,500 miles per year a 5% discount would apply. This discount however, is not available for antique automobiles.

Public Transportation

If you take public transportation to work you may be eligible for a 10% discount on your insurance coverage on two sections of your coverage (Damage to Someone Else's property and Collision). This discount is valid up to a maximum of $75 per vehicle and you meet this criteria:

  • You do not drive your automobile to work or school more than 10 days per month
  • You provide us with evidence of purchase of 11 months of commuter passes
    (from qualified transit systems)
  • Driver's Education
  • Inexperienced drivers are eligible for a 10% discount on most sections of their insurance policy for the first 3 years after completing an approved driver's education course.

Restraints

You may be eligible for a 25% discount on sections like Bodily Injury and Personal Injury Protection of your insurance policy premium if your automobile is equipped with air bags or automatic seat belts.

65 or older

A discount of 25% for all coverages after all other discounts, except the Safe Driver Insurance Plan rating step, are applied on your insurance premium. This discount applies if there are no inexperienced drivers and the automobile is not used for business.

Company Discounts

There are many other discounts that may apply through the Insurance Companies we work with. For the best discounts and rates please contact William Palumbo Insurance Agency. We'll work hard for you to find you the best rates from the best Insurance Companies.

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