
The William Palumbo Insurance Agency Inc. services individuals
and families all over southeastern Massachusetts and Rhode Island. While we will work very hard to write your RI auto and want your business, the underwriting guidelines for RI Auto are subject to insurance company guidelines.
An automotive problem or accident can be one of life's least pleasant
experiences. At Palumbo Insurance you will find more than 20 professionals
ready to help you through and get you back on the road.
We consider every auto insurance policy to be a vote of confidence in our knowledge
and expertise, and we take that trust very seriously. Let us show
you how we have earned the trust of so many RI and Massachusetts
drivers!
Also - Check Out These Discounts on Your Auto Insurance Coverage
- You May Be Eligible!
Anti-theft
If you have an anti-theft device installed in your automobile you
may be eligible to receive a discount of up to 35% of the premium
on your comprehensive coverage.
Multiple Automobiles
You may be eligible for a 5% discount on Collision and Limited Collision
sections of your automobile insurance coverage. The following criteria
must be met to be eligible:
- Have 2 or more cars insured by the same company (applicable
if single or married).
- No inexperienced operators listed on the insurance policy
- The vehicles carry collision coverage
- The vehicles are not used in business
Mileage
If your annual mileage is 5,000 miles or less you are eligible for
a 10% discount on premiums paid on most every section of your insurance
policy! If you drive 5,001 to 7,500 miles per year a 5% discount
would apply. This discount however, is not available for antique
automobiles.
Public Transportation
If you take public transportation to work you may be eligible for
a 10% discount on your insurance coverage on two sections of your
coverage (Damage to Someone Else's property and Collision). This discount
is valid up to a maximum of $75 per vehicle and you meet this criteria:
- You do not drive your automobile to work or school more than
10 days per month
- You provide us with evidence of purchase of 11 months of commuter
passes
(from qualified transit systems)
- Driver's Education
- Inexperienced drivers are eligible for a 10% discount on most
sections of their insurance policy for the first 3 years after
completing an approved driver's education course.
Restraints
You may be eligible for a 25% discount on sections like Bodily Injury
and Personal Injury Protection of your insurance policy premium
if your automobile is equipped with air bags or automatic seat belts.
65 or older
A discount of 25% for all coverages after all other discounts, except
the Safe Driver Insurance Plan rating step, are applied on your
insurance premium. This discount applies if there are no inexperienced
drivers and the automobile is not used for business.
Company Discounts
There are many other discounts that may apply through the Insurance
Companies we work with. For the best discounts and rates please contact
William Palumbo Insurance Agency. We'll work hard for you to find
you the best rates from the best Insurance Companies.
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